How to purchase a phone on EMI from Flipkart

How to purchase a phone on EMI from Flipkart

In this article, we will be discussing how to purchase a phone on EMI from Flipkart. But the question is what is Flipkart. Flipkart is an Indian-based eCommerce company that extends its services as an online shopping website. The company starts its journey by selling books now it has expanded into further categories like mobiles, fashion, home appliances, electronics, furniture, and personal care. You can make purchases from Flipkart through EMI without added interest.

How to purchase a phone on EMI from Flipkart
How to purchase a phone on EMI from Flipkart

Buying on equated monthly installments gives you the freedom to make purchases without having a high limit on your credit card. You can make expensive purchases without waiting for several months.

How to purchase a phone on EMI from Flipkart

Step-by-step guide

Step 1:

To purchase a phone on EMI from Flipkart, download the Flipkart app from the google play store or search flipkart.com on your browser.

How to purchase a phone on EMI from Flipkart
How to purchase a phone on EMI from Flipkart

Step 2:

In the search bar, type the name of the mobile you want to purchase and select the item.

How to purchase a phone on EMI from Flipkart
How to purchase a phone on EMI from Flipkart

Step 3:

After selecting your purchase, you have three more options color, storage, and RAM.

How to purchase a phone on EMI from Flipkart
How to purchase a phone on EMI from Flipkart

Step 4:

Hit the “View plans” icon. It gives you different banking options to purchase from EMI.

How to purchase a phone on EMI from Flipkart
How to purchase a phone on EMI from Flipkart

Step 5:

Select the EMI (easy installments) option.

How to purchase a phone on EMI from Flipkart
How to purchase a phone on EMI from Flipkart

Step 6:

Select your eligible bank.

How to purchase a phone on EMI from Flipkart
How to purchase a phone on EMI from Flipkart

Step 7:

Now choose your monthly installment plans. If you select the 3 to 6 months installments option, you can go for no-cost EMI with no additional interest. But if you choose a 9 to 24 monthly installment plan, you have to pay your installments with interest.

How to purchase a phone on EMI from Flipkart
How to purchase a phone on EMI from Flipkart

No cost EMI is only applicable to one product. Interest enforced after adding more products.

Step 8:

Now type your bank details and enter “Continue.”

How to purchase a phone on EMI from Flipkart
How to purchase a phone on EMI from Flipkart

Step 9:

Now click on “Buy now.”

Step 10:

To add frequently bought together items, you can add or skip and continue this option based on your interest.

How to purchase a phone on EMI from Flipkart
How to purchase a phone on EMI from Flipkart

Step 11:

 It gives you some open box delivery instructions to avoid any inconvenience.

  • Question the supplier to unlock the parcel in front of you. Check for any cracks and missing items.
  • Share the OTP after reviewing the product.
  • After OTP is shared. No exchange would be abode.

After that, accept and continue.

No-cost EMI Flipkart

Flipkart and Amazon India are two eCommerce websites that offer no-cost EMI on purchases. No-cost EMI means you are not paying the whole amount in one go instead you divide the whole amount in monthly installments. It’s easy to make big and expensive purchases. Installments that are made in 3 to 6 months are usually 0 cost EMI but after 6 months you have to pay the interest. Everything comes with a price while no-cost EMI has several advantages it also has disadvantages like the price of a purchase is more on EMI as compared to upfront paying. In case you don’t like the product and wanted to return the product you end up wasting your money by paying interest.

How to purchase through debit card on EMI

Several online shopping portals allow you to convert your purchases into installments on your debit card. People who don’t have a high credit card limit can use this method of purchase. Following are the steps to purchase a phone through a debit card.

Step 1:

Customers of Flipkart can send a message to verify if they are eligible for the debit card feature or not. If they are eligible then debit card payment options appear on the product page.

Step 2:

Click on “bye now” to checkout.

Step 3:

On the payment page tab for debit card EMI options.

Step 4:

To complete the purchase, choose your eligible debit card and the preferred tenure.

How to purchase a phone on EMI from Flipkart
How to purchase a phone on EMI from Flipkart

HDFC mobile EMI 

In this era, digital products are essential and the need of time. But they are expensive and not everyone can afford them. For this HDFC bank gives you digital products loan on no-cost EMI with fewer down payments. They provide convenient repayment options with less documentation. After applying you get instant loan approval and there is no need to give a security deposit.

HDFC EMI on Debit card

You can avail this offer on your debit card with instant approval from the bank and simple repayments options. They have a tenure duration of 3 to 36 months without any down payment.

How to buy mobile on EMI with HDFC debit card

If your proposal for a loan is declined then this may be the solution to your problems. As an HDFC debit card holder, if you want a new mobile phone and your budget is not letting you buy then, there is an alternate option for you. HDFC permits its debit card holder to purchase any mobile phone on EMI. There are numerous platforms where you can buy your liked mobile phone on EMI from an HDFC debit card. We will be discussing here “how to buy mobile on EMI with HDFC debit card?”

For this, all you have to do is go to your nearby mobile phone shop that supports EMI on an HDFC card, select your phone, and swipe your card to acquire this amazing feature.

Bajaj finance mobile shop 

Bajaj finance mobile shop is selling several brand’s smartphones including Samsung, Oppo, Vivo, Xiaomi, and Lenovo. You can purchase mobile phones and other items up to 4 lakh with easy installments. They have easygoing tenure options from 3 months to 24 months and zero down payments. First, log in to their website and register your phone number. Select a smartphone or any digital product and select easy repayment tenure. After that add OTP and complete the purchase.

Bajaj Finserv EMI network cards:

Bajaj Finserve EMI network cards allow you to make big purchases without the need for a credit card. Choose the no-cost EMI option on Flipkart payment options. Select repayment method according to your ease from 3 to 24 months with zero down payment.

Credit on Flipkart

Flipkart is offering up to 1 lakh credit loans on any purchase. You can make a purchase and pay the amount in the next month. They are also providing EMI of up to 12 months. Go to the Flipkart app scroll down to “Categories” click on the “Credit” icon and take a loan of up to 1 lakh and pay in easy monthly installments.

TAGS FOR REFERENCE : how to buy phone on emi with debit card,flipkart debit card emi eligibility,phone on emi without credit card,mobile emi on aadhar card,flipkart no cost emi debit card

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