How to purchase a phone on EMI from Flipkart|11 easy steps

In this article, we will be discussing how to purchase a phone on EMI from Flipkart. But the question is what is Flipkart. Flipkart is an Indian-based eCommerce company that extends its services as an online shopping website. The company starts its journey by selling books now it has expanded into further categories like mobiles, fashion, home appliances, electronics, furniture, and personal care. You can make purchases from Flipkart through EMI without added interest.

Buying on equated monthly installments gives you the freedom to make purchases without having a high limit on your credit card. You can make expensive purchases without waiting for several months.

How to purchase a phone on EMI from Flipkart

Step-by-step guide

Step 1:

To purchase a phone on EMI from Flipkart, download the Flipkart app from the google play store or search flipkart.com on your browser.

Step 2:

In the search bar, type the name of the mobile you want to purchase and select the item.

Step 3:

After selecting your purchase, you have three more options color, storage, and RAM.

Step 4:

Hit the “View plans” icon. It gives you different banking options to purchase from EMI.

Step 5:

Select the EMI (easy installments) option.

Step 6:

Select your eligible bank.

Step 7:

Now choose your monthly installment plans. If you select the 3 to 6 months installments option, you can go for no-cost EMI with no additional interest. But if you choose a 9 to 24 monthly installment plan, you have to pay your installments with interest.

No cost EMI is only applicable to one product. Interest enforced after adding more products.

Step 8:

Now type your bank details and enter “Continue.”

Step 9:

Now click on “Buy now.”

Step 10:

To add frequently bought together items, you can add or skip and continue this option based on your interest.

Step 11:

It gives you some open box delivery instructions to avoid any inconvenience.

Question the supplier to unlock the parcel in front of you. Check for any cracks and missing items.
Share the OTP after reviewing the product.
After OTP is shared. No exchange would be abode.

After that, accept and continue.

No-cost EMI Flipkart

Flipkart and Amazon India are two eCommerce websites that offer no-cost EMI on purchases. No-cost EMI means you are not paying the whole amount in one go instead you divide the whole amount in monthly installments. It’s easy to make big and expensive purchases. Installments that are made in 3 to 6 months are usually 0 cost EMI but after 6 months you have to pay the interest. Everything comes with a price while no-cost EMI has several advantages it also has disadvantages like the price of a purchase is more on EMI as compared to upfront paying. In case you don’t like the product and wanted to return the product you end up wasting your money by paying interest.

How to purchase through debit card on EMI

Several online shopping portals allow you to convert your purchases into installments on your debit card. People who don’t have a high credit card limit can use this method of purchase. Following are the steps to purchase a phone through a debit card.